Schwab Alliance

IMPORTANT NOTICE Charles Schwab & Co., Inc. ("Schwab") is a registered broker-dealer, and is not affiliated with any advisor(s) whose name(s) appear(s) on this Web site. CTR Financial Group, LLC is independently owned and operated. Schwab neither endorses nor recommends any particular advisor or investment strategy. CTR Financial Group, LLC provides investment advisory services for your account. Schwab has agreements with CTR Financial Group, LLC under which Schwab provides CTR Financial Group, LLC with services related to your account. Schwab does not review the CTR Financial Group, LLC Web site, and makes no representation regarding the content of the Web site. The information contained in the CTR Financial Group, LLC Web site should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.